NatWest has reduced rates for new customers, existing customers and additional loans.
The two-year fixed rate purchase at a 95% loan-to-value (LTV) has fallen from 4.81% to 4.69% and comes at no cost, while the five-year fixed rate purchase at 95% LTV has been reduced by 6 basis points to 4.75%, also at no cost.
In addition, NatWest has reduced its two- and five-year fixed rate remortgages. For example, the 90% LTV with a two-year term and a fee of £995 has been reduced by 9 basis points to 4.52% and the 90% LTV with a five-year fixed term without a fee has been reduced by 10 basis points to 4.44%.
Buy-to-let (BTL) remortgage rates have also been reduced. The two-year no-fee option, fixed at 60% LTV, has been reduced by 10 basis points to 4.24% and the £995 fee equivalent has been reduced by 12 basis points to 3.90%.
NatWest has also reduced rates on green BTL and standalone top-up loan products.
Elsewhere, Barclays has made changes to the products in its home purchase and mortgage refinancing range.
Cuts have been made to products for residential construction only, including the first two-year fixed payment with an LTV of 95%, which has been reduced from 4.87% to 4.55%.
In addition, the two-year fixed LTV of 90% without fees has been reduced from 4.92% to 4.60% and the three-year fixed LTV of 90% with an £899 fee has been reduced from 4.48% to 4.38%.
These all have a minimum loan of £25,000 and a maximum loan of £570,000.
Meanwhile, Barclays has also increased rates for home purchases only.
The two-year 60% LTV tracker with a £999 fee has increased from 3.96% to 4.01%, while the two-year 60% fixed LTV tracker with an £899 fee has increased from 3.65% to 3.70%.
These both have a minimum loan of £5,000 and a maximum loan of £2 million.
Remortgage prices have also risen. The two-year fixed rate on 80% LTV has increased from 4.09% to 4.14% with a minimum loan of £5,000 and a maximum of £2 million.
Elsewhere, Virgin has implemented a mix of rate increases and decreases on selected products.
Selected two-year fixed rates with a £999 fee have been reduced by up to 0.16% to start from 3.84%, while selected two-year rate savers have been reduced by up to 0.17% to start from 4.14%.
Buy a two-year fixed rate with a £999 fee will be reduced by as much as 0.08% to start at 3.80%, and savers with a five-year fixed rate will be reduced by up to 0.13% to start at 4.04%.
In addition, rates have been reduced on BTL products, including the two-year fixed rate with a 75% LTV, which has been reduced by 0.20% to 4.40%, and the two-year fixed rate with a £995 fee, which has been reduced by up to 0.19% to start at 4.12%.
The product transfer rate has also been reduced. These include selected three-year fixed interest rates that will fall by up to 0.11% to start at 3.80%.
Virgin has also made increases on select products. The exclusive five-year fixed BTL rates with a £2,195 fee will rise to as much as 0.07% to start from 4.07%.
Transfer prices for BTL products have also increased. Selected two-year fixed rates will increase by up to 0.04% and selected five-year fixed rates will increase by as much as 0.05%, but there have also been some reductions of up to 0.15%.
Santander also announced that it has reduced rates on all its 85% to 95% LTV products for new buyers by up to 0.32%.