New podcast: If your circumstances or income are a bit complex and a mortgage seems out of reach – don’t despair. We meet Sarah Tinkler, a mortgage broker with specialist skills, who has good news for you…
Are you a home buyer whose circumstances are a little unusual? Perhaps you are self-employed or have a complex income, for example with bonuses or on a contract basis.
Perhaps you have had bad credit in the past, caused by missed payments or a CCJ? Or perhaps you need a bridging loan or a second mortgage.
If you’re concerned, you may not qualify for a standard mortgage. Don’t be put off as there are products available to you thanks to the specialist mortgage market.
Sarah Tinkler, mortgage and protection adviser at Clever Mortgages, knows a thing or two about this, having won awards for her work with clients with negative credit.
Sarah joined our editor, Kate Saines, in the What Mortgage studio to share her knowledge of specialist mortgages. They discuss who and what qualifies as a ‘specialist’, how brokers can help you find and apply for these types of loans and how to prepare for the application.
This interview is available as a podcast or video and is ideal for anyone who wants to become a homeowner but doesn’t think they can qualify for a mortgage. Sarah is here to say: there is hope…
You can access the podcast below by clicking the link in Apple Podcasts, Spotify or Podbean. The video is available on our Youtube Channel.
If you are a mortgage or home buying professional and would like to share your knowledge with our readers in future episodes, please contact Deborah Hindley at [email protected]