Aldermore has reintroduced some of its buy to let (BTL) limited edition two- and five-year products for landlords.
The following rates are available immediately: for new customers and individual and business landlords with individual residential investments, Aldermore offers a two-year fixed LTV of 4.89%, up to 75% with a 3% fee; a five-year fixed LTV from 5.99% to 75% without fees; a five-year fixed LTV of 5.69%, up to 75% with a 1.5% fee and a five-year fixed LTV of 4.99%, up to 75% with a 5% fee
Multi-ownership for individual and business landlords with residential investment properties Aldermore offers a two-year fixed LTV of 4.84%, up to 75% with a 3% fee; a five-year fixed LTV from 5.94% to 75% without fees; a five-year fixed LTV of 5.64%, up to 75% with a 1.5% fee; a five-year fixed LTV of 4.94%, up to 75% with a 5% fee; and a fixed LTV of 5.89% to 75% over five years with a fee of £1,999
RAW Capital Partners has introduced a new range of five-year fixed rates, including discounted rates for British expats, larger loans and completions before the end of the current tax year.
The lender now offers five-year fixed rate mortgages with a minimum loan amount of £150,000 and a maximum LTV of 55%. For British expats, the five-year fixed rate is 6.99% for loans over £1 million, or 7.25% for loans under £1 million. For other borrowers (such as non-UK individuals, trusts and companies) these rates are 7.25%. and 7.50% respectively.
RAW Capital Partners has also renewed its broader product range, extending the one-year fixed interest periods until the middle of next year and extending the loan terms. For example, it offers one-year fixes, starting for British expats from 5.99%, returning to 2.75% plus the Bank of England base rate once the fixed term expires.
A further 0.25% discount is offered on loans completed before the end of the UK tax year on April 5, 2025.