Molo has reduced rates on its buy-to-let and semi-commercial ranges by up to 30 basis points.
The specialist lender has cut rates across its UK-based buy-to-let range, with standard products reduced by 10 basis points and specialist products reduced by 15 basis points.
The standard two-year fixed interest rate for purchase and rental now starts at 2.95% at an LTV of 75%, while the five-year fixed interest rate starts at 4.65%.
Across the entire specialist range, which includes portfolio products for landlords, investors and holiday lets, two-year fixed rates now start from 3.01% and five-year fixed rates from 4.69%.
The products are available to individual borrowers and limited liability companies, with no additional pricing applied to larger properties with six or more rooms or units.
Molo has also launched a new semi-commercial two-year fixed income product starting at 5.65% at an LTV of 75%.
In addition, five-year semi-commercial fixed interest rates have been reduced by up to 30 basis points to 6.25%, in addition to reductions in product costs.
The lender says the changes reduce the overall cost of borrowing across its semi-commercial offering by up to 50 basis points.
Rates for non-UK residents and expat borrowers remain unchanged, with prices starting at 4.78% and 4.58% respectively.
Molo distribution director Martin Sims says: “We have made these reductions as the market continues to change and brokers demand lenders keep pace.
“Swap rate movements and continued competition require meaningful cuts.
“We see continued strength in landlord demand, particularly from portfolio landlords looking to remortgage, restructure and take advantage of emerging opportunities.
“At the same time, semi-commercial is gaining momentum as investors look to diversify their income streams.
“By reducing interest rates and overall borrowing costs, we want to give brokers more flexibility and help them position their businesses effectively in what remains a very unpredictable market.”