more2life has relaunched its Apex and Apex Interest Reward product ranges.
Dave Harris
Apex lifetime mortgage products combine high LTVs with short four-year early repayment fees (ERCs) and are designed for customers who value flexibility.
The Apex range offers higher LTVs for borrowers aged 90 to 95 than more2life’s existing Omni product range.
more2life has also relaunched Apex Interest Reward, offering borrowers the opportunity to obtain interest rate discounts of up to 0.75% by committing to making monthly interest payments over a specified period on the lifetime mortgage.
CEO of more2life, Dave Harris, said: “By relaunching our Apex and Apex Interest Reward ranges, more2life continues our mission to create more choice for advisers and their clients, making lifetime mortgages accessible to a wider range of homeowners.”
“Advisors have been clear: high LTV cases don’t all look the same, and a customer’s priorities can vary greatly from case to case. You can’t meet those different needs through a single high LTV product.”
“The Apex range is a brilliant addition to our Omni products. Both are designed to support high LTV loans later in life, but they meet different needs, meaning advisers will have a suitable lifetime mortgage solution for most clients.”
In late 2025, it reduced the ERCs on its Flexi range to 10 years, integrated the Horizon product range into its range of lifetime mortgage options, and rolled out an Age Next Birthday feature for advisers and clients using the Air Sourcing and AdviseWise sourcing systems.