United Trust Bank (UTB) has appointed Andrew Ferguson as commercial director of its recently merged Mortgages, Buy-to-Let (BTL) and Bridging division.
Ferguson has a career in banking spanning 35 years. He has held senior roles at a range of specialist lenders including Foundation Home Loans, Axis Bank and most recently as managing director – BTL at West One Loans.
In his new role at UTBhe will report to Buster Tolfree, managing director – mortgages, BTL & bridging, who will oversee the Mortgages, BTL & Bridging sales teams and will work to help drive growth alongside the many transformative plans in place for 2026.
Key areas for UTB’s growth in 2026 include further expansion into the residential mortgage market, building out the bank’s complex BTL offering and identifying opportunities to develop UTB’s bridging proposition.
UTB specifically aims to increase its presence in the unregulated bridging market.
On his new role at UTB, Ferguson said: “I am delighted to be joining such a well-respected company and look forward to working with the team to further develop the offering across buy to let, bridging and mortgages. UTB is well placed to grow in these markets and has great people who are passionate about specialist lending and ensuring we look after our customers and intermediary partners.”