Vida Homeloans has expanded its offering and implemented rate cuts of up to 0.72%.
In addition, the new range now also includes additional residential products with a loan-to-value (LTV) of 85%, as well as residential products with cost savings and cashback.
Cashback products will also be available via buy-to-let (BTL).
Elsewhere, Keystone Property Finance has reduced rates on its fixed income BTL product ranges by up to 15 basis points.
The cuts apply to its two- and five-year fixed products and follow the specialist lender’s reintroduction of fixed interest rates last week amid continued market volatility.
The discounts apply to Keystone’s core products, including standard, specialist, expat, vacation rental, product transfer/PT plus and renovation to rental exit options.
Standard rates now start from 3.39% at 70% LTV, for specialist products at 70% LTV rates start at 3.44% and for expats rates start at 4.74% at 65% LTV.
Keystone’s vacation rental rates start from 5.49% at 65% LTV, product transfer and PT plus rates start at 4.99% at 65% LTV and renovation to rental rates start at 4.99% at 65% LTV.
Keystone Property Finance managing director Elise Coole says: “We continuously adapt our product offering to market developments. This meant last week that after a period of volatility we reintroduced our fixed rates and this week we were able to reduce them.
Meanwhile, April Mortgages announced yesterday that it would cut interest rates.

