Metro Bank has increased the amount it will lend to certain borrowers to as much as six times income.
The improvements mean that borrowers earning £70,000 or more can now borrow up to five times their income on products from the main home range.
Eligible professional customers such as lawyers, doctors and architects can now also borrow up to six times their income.
Stress tests have also been reduced for Metro Bank’s two-year fixed rate products to improve affordability and potential loan size.
Charles Morley, mortgage distribution director at Metro Bank, said: “As a specialist lender, we work hard to ensure our product range meets the needs of today’s borrowers. We know that affordability is often the first barrier people face when taking the first or next step on the property ladder.”
“This is why we have focused on broadening access to our housing offering, so we can ensure our products continue to resonate with our customers, while maintaining our commitment to responsible lending.”