Mortgage search activity increased in June, with volumes increasing both month-on-month and year-on-year across most major lending categories, according to Twenty7tec’s latest Mortgage Market Snapshot.
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Total mortgage searches reached 1,774,749 in June, up 7% from May and 2% higher than in June 2025, Twenty7tec found.
This makes June the first month this year to register both month-on-month and year-on-year growth.
Home searches totaled 1,499,462, an increase of 11% compared to May and 3% higher than the same month last year. Home searches also grew again, rising 8% month-on-month to 679,151, while registering a 5% year-on-year increase.
First buyer Activity also increased in June, with an increase of 166,026 searches, up 9% compared to May and 5% higher than June 2025. The increase suggests that new buyer activity has increased following the softer levels seen in May.
Searches for home refinancing increased to 654,285, representing a 14% increase month-on-month and a 1% increase compared to the same period last year. The increase indicates that more borrowers were reviewing their options as they neared the end of existing fixed-rate contracts, supported by continued competition between lenders in the market.
The buy-to-let market has also strengthened compared to May.
Total searches for buy-to-let increased by 9% month-on-month to 275,284, while searches for buy-to-let and mortgage refinancing both increased by 9%. However, year-on-year comparisons still show a more mixed picture, with a total of 5% fewer buy-to-let searches than in June 2025 and a 14% decline in buy-to-let purchases, suggesting that investor activity remains more subdued than that in the buy-to-let market.
Availability of mortgage products also increased in June, continuing a gradual recovery since April as lenders adjusted their product ranges in response to changing market conditions.
Advisors also continued to explore increasingly complex credit scenarios. Joint borrower inquiries into sole proprietorships remained the most searched topic, followed by foreign nationals, visa applicants, maximum age limits, adverse credit applications and self-employed applicants.
Nakita Moss, head of lending at Twenty7tec, said: “Overall, the June mortgage market snapshot suggests the market has regained momentum following softer activity in May.
“Search volumes increased month over month in every major category, while most residential categories also returned to year-on-year growth. While buy-to-let activity remains below last year’s levels, June’s figures point to a market that continues to adapt as borrowers respond to changing economic conditions and continued competition among lenders.”